Mortgages for Business and Commercial

Specialist in commercial and semi commercial mortgages. Retail, Offices, Hotels and more! Market leading rates. Call or apply online

Commercial & Business      90%LTV Buy To Let       HMO Mortgages     Residential Mortgage   Fast Bridging Loans 

 

business mortgages welcomeCommercial Property Mortgage finance arranged for loan amounts of £50,000 to £25 Million. Specialist in commercial finance, buy to let mortgages, bridging and development loans.

We can assist all businesses from start ups to well-established firms. Mortgages for all types of commercial, semi-commercial property and owner occupier commercial property. Commercial Mortgages without any proof of income or accounts (Self-Certification). Borrow up to 85% of property value for purchase and remortgages. Borrow 100% or more on your commercial property with additional security.

Call us today on 0800 4969595 or enquire online quick enquiry

 

Online Commercial Finance & Business Mortgage Search

Get quotes for Business finance, Commercial Property Finance & Residential investment propery mortgages & finance

Find Best Commercial Mortgages

Apply online for a Commercial Mortgage for all business and property types.

No Broker Fees self cert commercial mortgages to 85% LTV

business loansCommercial Property Mortgages for all types of property

business loansSemi Commercial Property Mortgages

Property investment fundingRetail Investment Mortgages

Industry financeIndustrial Property finance

Finance for land and rural premisisLand and rual property finance

business loansBridging Finance & Short term funding solutions

business loansProperty Development Finance

DebtorsAsset based refinance and debtor financing

Machinery FinancePlant and Machinery Finance

DebtorsStock import and trade finance upto 100% stock value, VAT & freight cost

DebtorsIntegrated Stock Funding and warehousing logistics

business loansStructured Finance MBO & MBI

 

refinance on industrial packing machinePlant machines refinancehousing development finance

Structured business finance- Finance secured against a wide range of assets such as invoice discounting, debtor financing

Semi commercial property mortgages.  Low rates on Self cert semi commercial owner occupier property such as guesthouses, small hotels, cattery, kennel, equestrian business with owners accommodation. Enquire online or telephone us to discuss your requirements.

Self Cert Bridging finance arranged for property investors - no accounts required and up to 85% loan to value for closed bridging and 100% of purchase price.

 

Buy To Let Mortgages

Looking for Buy-to-Let and HMO Multi Let property mortgages?

Letting rental property remortgages

BTL Investment MortgagesBuy to let mortgages arranged for individuals or businesses owning or looking to purchase properties to let to tenants. We arrange mortgage for properties that are either let on a single assured short hold tenancy, or let to a number of tenants on a multi let as homes of multiple occupancy.  With vast experience and access to whole of the market we can offer you the very best mortgage products and offer independent mortgage advice on which mortgage would be best or the most effective way to purchase or remortgage your buy-to-let properties. We specialise in multi-let and HMO property mortgages so if your property is let to a number of tenants, or where the property is made up of different types of letting units such as bed sits, flats, share houses. we can help find you the best cheapest mortgage.

HMO refinance deals

Find Best Commercial Mortgages

Apply online for a BTL or HMO Mortgage

Residential BTL Mortgage products at 90% LTV. More info

HMO remortgagesBuy-To-Let and HMO Mortgage specialist. We are totally independent for all BTL products. Call us today for a competitive quotation. BTL investment portfolios, HMO and multi let investment property. All mortgages arranged to meet your requirements and property construction or letting configuration. With over 15 years in this market we know how to put the deal together.

HMO remortgagesLandlord Homes in multiple occupancy mortgages arranged and products from the whole market for the cheapest deals. Blocks with studio flats and/or bedsits acceptable. Interest only for term of loan.

Residential landlords Investment property mortgages

HMO remortgagesBTL Investment mortgages arranged for portfolio mortgage restructuring for enhanced gearing or equity take out. Offering you expert advice on mortgaging your BTL property. Get the latest and cheapest deals on the market today. Our systems updated daily so we can allways offer you the latest rates as and when new BLT products are launched.

HMO remortgagesBuy to let executive lets for single property values in excess of £1.5million to 80%LTV Call us for quotations on higher value property outside of normal lending criteria

 

Fees Free HMO Remortgage'Fees Free' 80% Remortgage for Buy-to-Let & Multi tenant let properties

The remortgage legal fees are free, and no lenders arrangement fees. We won't charge you a broker fee for a completely FEES FREE remortgage.

CLICK HERE

fees free BTL remortgage

Looking for Bridging Loans or Short term property finance?

Bridging Mortgage Loans

Bridging loans - the solution to your short term finance needs. Being much quicker and simple to arrange than a conventional mortgage a bridging loan is ideal for a wide range of personal and business financial situations where funds are needed in a very short space of time. For cash flow emergencies or purchasing properties where quick turnarounds are required the bridging loan may be a highly suitable answer to short term funding requirements. Uses of Bridging loans include purchasing property at auction, winning property or business contract races, or buying and renovating properties to re-sell at a profit. Other cash flow emergencies may also be solved with this form of short term finance taking as little as 24 hours to arrange. Borrow against a valuation on a completely non-status and self-cert basis with loan terms from just one day upto 12 months. Find out more about Bridging Loans and one day bridging finance.

Bridging Finance for Auction Purchases

Short term bridging loans

Apply online for a Bridging Loan

View our case studies of getting the deal done with bridging finance

 

Development Finance and Site purchase Loans

Development Finance for property constructors, renovators, builders and commercial developers

home building renovation

100% Funding available for the purchase of site and 100% of the development costs financed. Funding packages for up to 36 months.

Development Finance Loans

Click here for more info about development loans 

View case studies and examples of development finance

 

 

Homeowner loans and Secured Loans

Loans for debt consolidation, Home Improvement Loans, releasing home equity for any purpose.

secured personal loansApply online for a secured loan

secured loans for homeowners

Secured loans are ideal for debt consolidation and raising additional funds from home equity without remortgaging.  Since there are no valuation fees and no legal fees to pay when arranging a secured loan unlike re-mortgaging then a secured loan may be ideal for consolidating smaller expensive debts such as credit cards, car loans or business loans, into a cheaper single monthly payment . Interest rates are generally far more competitive than a unsecured personal loan or business loan, since the loan is secured by a second charge loan against the property. Secured loans also allow self employed individuals who are unable to proove income and would normally require self cert lending.

Secured Personal Loans. Telephone us today to see how a secured loan could help you. Free valuation legal fees on secured loans.

No payments for 3 months & Interest only options

Let us search the market to find the cheapest loan for you

 

Free Mortgage Calculator

Use our free mortgage interest calculator and loan to value calculator to find out how much mortgage interest payments will cost.

free mortgage calculator

Development Finance Loans

Go to mortgage calculator


 

Self Certification Mortgages and Business Finance.

Self Certified mortgages for the self employed without payslips P60's or trading accounts, start up businesses. We find mortgages for Self Employed, contract workers,  sub-contractors. Receive friendly and expert advice from our qualified mortgage adviser who will be pleased to listen to your circumstances and find the right mortgage deal for you. Our quotes are free and without obligation and we charge no broker fee for all our Buy-to-let, HMO and self certified mortgages.

Self-Certification of Income - We do not require wage slips, accounts or proof of personal earnings.
CCJ's, Default and Mortgage Arrears accepted
Interest only if required
30 Year Mortgage Term if required for lower monthly payments
No commitment fee, no application fee or completion fees*
We don't charge Broker Fees. (Normally 1-2% with other commercial brokers!) *
Fixed Or Variable interest rates. 
48 Hour Decision
Accept many types of property. (View Here)
Friendly reliable service.
Ideal for quick completions on re-mortgages and purchases, particularly auction properties.
Mortgages for Rental property consisting of bedsits, shared housing, flat lets, multiple occupancy lets
Investment mortgages for off-plan purchase of Apartments
Light refurbishment Letting property purchase mortgage
Difficult property and mixed use property mortgages
Commercial mortgage finance for loan amounts from just £100,000 with no proof of business or personal income. Get your mortgage approved and a conditional mortgage offer in just 48 Hours!

We can arrange commercial finance up to 85% of your property value on a true self certified basis, utilising a flexible, and common sense approach to lending.

Self-Certification UK Commercial Mortgages .
Commercial Mortgages without any proof of income or accounts (Self-Certification). Borrow up to 100% of property value with additional security.

Self Certification mortgages business mixed use and commercial property. Quick money funding solutions for Distressed property purchases or Off market discounted purchase. Bridging finance and short term funding for development sites auction purchase. Business purchase and asset capital financing. Self Employed mortgages for Contract workers company directors freelancers commision based and variable income or self cert for businesses with poor or incomplete accounts requiring remortgage for business restructuring or investment purchase. other financial

Business Mortgages even without Accounts or Proof of Personal Income. Fast completions in Weeks! Commercial Mortgages without any proof of income or accounts (Self-Certification). Borrow up to 85% of property value and pay NO Arrangement fees and No Completion fees on selected products!

Call us now Freephone 0800 496 95 95

Commercial and Business Mortgages

Our team successfully negotiate and structure competitive finance for all property and businesses.

We find highly competitive rates for all commercial finance and business mortgages

Searching for a mortgage on your business or commercial Property?

If you can answer yes to the following points then we can help you.

Need to purchase a commercial property with the least cash deposit
I want to raise additional capital or consolidate borrowings
I can't prove my income or accounts
I don't have any accounts / My accounts are not up-to date
I have some adverse credit history in the form of CCJ's, mortgage arrears, defaults etc.
I don't want to pay any Broker fees
I don't want to pay any up-front arrangement fees
I need a fast loan completion
I don't want any fees added to my new mortgage

 


No Broker Fees Policy.

Our policy is we charge no Broker fees for arranging your commercial mortgage (saving you 1% to 2% other brokers may charge). This is only available through 85percent.co.uk.

Broker Fee Policy A standard valuation fee will be required to obtain a written valuation of your property - this is payable when you proceed with the mortgage offer.

Broker Fee PolicyConveyancing required on all purchase and remortgage applications. We recommend clients use commercial solicitors rather than residential solicitors for commercial property transactions.

Broker Fee PolicyIn some occasions we will put you in contact with specialist commercial broker with certain mortgage products we are unable to offer clients ourselves.
 

 

 

Yes To Commercial mortgages

YES: Up to 100% Lending
YES: Self-Cert up to £10m
YES: Commercial refinance
YES: Start up Business
YES: CCJs or Bad credit

YES: Competitive rates

Commercial mortgages

BTL & HMO Mortgages

Yes To Development Finance

YES: Up to 100% Funding
YES: Self Builds
YES: Land with no planning 
YES: Renovation loans
YES: Development loans 

YES: Commercial development

Business Funding

Yes To BTL & HMO Letting

YES: 90% LTV BTL
YES: Self Cert Income
YES: No rental asessment 
YES: No ERC's or HLC
YES: Portfolio refinance

YES: Low interest rates

BTL HMO Let Mortgage

Yes To Bridging Finance

YES: Up to 85% LTV OMV
YES: 100% Purchase price
YES: Funds in 10 days
YES: Development Finance
YES: No Hidden Charges

YES: Rates from 0.99%/mth

More info on Bridging Finance

Yes To Corporate Business Finance
Corporate Business Finance
Management Buy Out Financing
Asset Funding & Trade Finance
Factoring
Invoice Discounting

 

Accepted property types

Semi Commercial Property
Hotels & Hotel Redevelopment
Offices - Office Blocks
Retail Shops -W/wo Flats Above
High street Retail premises
Warehouses & Distribution centers
Take aways -W/Wo Flats Above
Buy-To-Let portfolios
Multiple Occupancy (HMO)
Bed and Breakfast Houses
Restaurants
Pub Leases & Freehold public houses
Veterinary Surgeries
Private healthcare Clinics
Nursing homes
Doctors & Dental Surgeries
Property Development Finance
Industrial Units
Factories & Production plant machinery
Farms & Agricultural Machinery
Franchising
Land with or without planning
Motor trade & Garage Forecourts
Leisure Premises - Health Clubs - Gyms
Site Redevelopment opportunity finance

 

 

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