Independent for self build mortgages, BTL, HMO, Renovation finance and residential mortgages
Commercial mortgages Bridging Finance HMO BTL Mortgages 
 

Independent and whole of market finance specialist for Commercial & Residential Property Mortgages, Investment property renovation & Self Build finance. Bridging Loans and Short term funding

85% HMO Mortgage Deals

80% But To Let Mortgages are back. Call Today

   Property refurbishment & renovation mortgages  
 Commercial & BTL Mortgage for Houses of Multiple occupation  Bridging finance short term loans 1 to 12mths property funding

Purchasing property at below market value? Call us for bridging against the open market value not the purchase price. Low fees and Very competitive rates! Speak to us today.

Great for Auction purchases, distress sale purchases and all genuine below market value purchases.

     

Need a Short term Bridging Loan to buy a property? click here for bridging loans on residential and commercial property Rates from 0.75% per month. Adverse and non-status bridging also available.
You can also download our application form (excel 97-2003)
Download our Bridging Loan Enquiry form


JUST OUT: Next day Remortgage product now available for BTL next day capital raising. CALL US. Great for when you have purchased from auction cash, or with a bridging loan, and need to refinance fast!

Buy to let mortgage sourcing online - No Broker Fee

New: Self build mortgages now 85% at 5.99%!

New Mortgage Products Bulletin Page Click Here Exclusive deals for property investors and BTL landlords. (updated Feb 2010)

Self Build Mortgages property renovation mortgage 100 development finance loan Self Build finance
95 percent home mortgages Self Build Mortgages BTL multi let property Expat forign nationals Mortgages No money down mortgage schemes



Commercial Property Mortgage finance arranged for loan amounts of £50,000 to £25 Million. Specialist in commercial finance, buy to let mortgages, bridging loans and development finance.

Commercial mortgage specialist

Development funding specialist

 

 Call us on: 0117 2232050

Commercial Finance & Business Mortgages

We assist all businesses from start ups to well-established firms. Mortgages for all types of commercial, semi-commercial property and owner occupier commercial property. Borrow up to 75% of property value for purchase and remortgages. Borrow 100% or more on your commercial property with additional security.

Call us today on 0117 2232050 or enquire online quick enquiry

Find Best Commercial Mortgages

Get quotes for Business finance, Commercial Property Finance & Residential investment property mortgages & finance

Interest Rate Decision: BoE cuts maintained at 0.50%

Call us for BoE base rate tracker commercial mortgage to purchase commercial size H.M.O & multi letting unit landlord property.

Structured business finance- Finance secured against a wide range of assets such as invoice discounting, debtor financing

Semi commercial property mortgages.  Low rates on Self cert semi commercial owner occupier property such as guesthouses, small hotels, cattery, kennel, equestrian business with owners' accommodation. Enquire online or telephone us to discuss your requirements.

Self Cert Bridging finance arranged for property investors - no accounts required and up to 85% loan to value for closed bridging and 100% of purchase price.



 

Apply online or call for a Commercial Mortgage on all business and property types.

business loansCommercial Property Mortgages for all types of property

business loansSemi Commercial Property Mortgages

Property investment fundingRetail Investment Mortgages

Industry financeIndustrial Property finance

Finance for land and rural premisisLand and rural property finance

business loansBridging Finance & Short term funding solutions

business loansProperty Development Finance

DebtorsAsset based refinance and debtor financing

Machinery FinancePlant and Machinery Finance

DebtorsStock import and trade finance up to 100% stock value, VAT & freight cost

DebtorsIntegrated Stock Funding and warehousing logistics

business loansStructured Finance MBO & MBI

Commercial Yen MortgageBTL Portfolio Mortgages

Foreign Currency MortgageInternational & Expat Mortgages

refinance on industrial packing machinePlant machines refinancehousing development finance

Structured business finance- Finance secured against a wide range of assets such as invoice discounting, debtor financing

Semi commercial property mortgages.  Low rates on Self cert semi commercial owner occupier property such as guesthouses, small hotels, cattery, kennel, equestrian business with owners' accommodation. Enquire online or telephone us to discuss your requirements.

Self Cert Bridging finance arranged for property investors - no accounts required and up to 100% of purchase price.




Commercial mortgages commercial property mortgages for 100% purchase price

 

Property development mortgages for renovations and self builds.

New: Self build mortgage schemes. Call us today for details talk to one of our advisors for help finding the finance you need for your home & property build project.






Mortgages for buying a property to renovate & sell for profit.

Ideal for property traders & renovators

Buy residential property in need of refurbishment to resell for profit or rental investment income with this unique mortgage requires no rental asessment. Eliminates the need to purchase using Bridging & refinance when the property is too poor condition to pass the lenders rental asessment.

Property conversions renovations improvementsRenovations Finance

Full product details coming soon. Call for details

 

 

 

Landlord Buy To Let Mortgages

Looking for the best Buy-to-Let and HMO Multi Let property mortgages?

Mortgages for large HMO or Student share houses

BTL Investment MortgagesBuy to let mortgages arranged for individuals or businesses owning or looking to purchase properties to let to tenants. We arrange mortgage for properties that are either let on a single assured short hold tenancy, or let to a number of tenants on a multi let as homes of multiple occupancy.  With vast experience and access to whole of the market we can offer you the very best mortgage products and offer independent mortgage advice on which mortgage would be best or the most effective way to purchase or remortgage your buy-to-let properties. We specialise in multi-let and HMO property mortgages so if your property is let to a number of tenants, or where the property is made up of different types of letting units such as bed sits, flats, share houses. We can help find you the best cheapest mortgage.

HMO refinance deals

Find Best Commercial Mortgages

Apply online for a BTL or HMO Mortgage

Residential BTL Mortgage products at 90% LTV. More info

HMO remortgages Buy-To-Let and HMO Mortgage specialist. We are totally independent for all BTL products. Call us today for a competitive quotation. BTL investment portfolios, HMO and multi let investment property. All mortgages arranged to meet your requirements and property construction or letting configuration. With over 15 years in this market we know how to put the deal together.

HMO remortgagesLandlord Homes in multiple occupancy mortgages arranged and products from the whole market for the cheapest deals. Blocks with studio flats and/or bedsits acceptable. Interest only for term of loan.

Residential landlords Investment property mortgages

HMO remortgagesBTL Investment mortgages arranged for portfolio mortgage restructuring for enhanced gearing or equity take out. Offering you expert advice on mortgaging your BTL property. Get the latest and cheapest deals on the market today. Our systems updated daily so we can always offer you the latest rates as and when new BLT products are launched.

HMO remortgagesBelow market value property purchase mortgages for BTL


Bridging Loans and Short term property finance.

Property auction bridging finance

Bridging loans - the solution to your short term finance needs. Being much quicker and simple to arrange than a conventional mortgage a bridging loan is ideal for a wide range of personal and business financial situations where funds are needed in a very short space of time. For cash flow emergencies or purchasing properties where quick turnarounds are required the bridging loan may be a highly suitable answer to short term funding requirements. Uses of Bridging loans include purchasing property at auction, winning property or business contract races, or buying and renovating properties to re-sell at a profit. Other cash flow emergencies may also be solved with this form of short term finance taking as little as 24 hours to arrange. Borrow against a valuation on a completely non-status and self-cert basis with loan terms from just one day up to 12 months. Find out more about Bridging Loans and one day bridging finance.

Bridging Finance for Auction Purchases

Short term bridging loans

Apply online for a Bridging Loan

View our case studies of getting the deal done with bridging finance


Development, Construction, Renovation Finance and Site purchase Loans

Development Finance for property constructors, renovators, builders, land developers and commercial property developers

home building renovation

Funding available for the purchase of site and the development costs financed. Funding packages for up to 36 months.

Development Finance Loans

Click here for more info about development loans for your next property project

View case studies and examples of development finance



Free Mortgage Calculators

Use our free mortgage interest calculator and loan to value calculator and find out how much mortgage interest payments will cost.

free mortgage calculator

Development Finance Loans

Go to mortgage calculator



 

 

Self Certification Mortgages and Business Finance.

Self Certified mortgages for the self employed without payslips P60's or trading accounts, start up businesses. We find mortgages for Self Employed, contract workers,  sub-contractors. Receive friendly and expert advice from our qualified mortgage adviser who will be pleased to listen to your circumstances and find the right mortgage deal for you. Our quotes are free and without obligation and we charge no broker fee for all our Buy-to-let, HMO and self certified mortgages.

Self-Certification of Income - We do not require wage slips, accounts or proof of personal earnings.
CCJ's, Default and Mortgage Arrears accepted
Interest only if required
30 Year Mortgage Term if required for lower monthly payments
No commitment fee, no application fee or completion fees*
We don't charge Broker Fees. (Normally 1-2% with other commercial brokers!) *
Fixed Or Variable interest rates. 
48 Hour Decision
Accept many types of property. (View Here)
Friendly reliable service.
Ideal for quick completions on re-mortgages and purchases, particularly auction properties.
Mortgages for Rental property consisting of bedsits, shared housing, flat lets, multiple occupancy lets
Investment mortgages for off-plan purchase of Apartments
Light refurbishment Letting property purchase mortgage
Difficult property and mixed use property mortgages
Commercial mortgage finance for loan amounts from just £100,000 with no proof of business or personal income. Get your mortgage approved and a conditional mortgage offer in just 48 Hours!

We can arrange commercial finance up to 85% of your property value on a true self certified basis, utilising a flexible, and common sense approach to lending.

Self-Certification UK Commercial Mortgages .
Commercial Mortgages without any proof of income or accounts (Self-Certification). Borrow up to 100% of property value with additional security.

Self Certification mortgages business mixed use and commercial property. Quick money funding solutions for Distressed property purchases or Off market discounted purchase. Bridging finance and short term funding for development sites auction purchase. Business purchase and asset capital financing. Self Employed mortgages for Contract workers company directors freelancers commission based and variable income or self cert for businesses with poor or incomplete accounts requiring remortgage for business restructuring or investment purchase. other financial

Business Mortgages even without Accounts or Proof of Personal Income. Fast completions in Weeks! Commercial Mortgages without any proof of income or accounts (Self-Certification). Borrow up to 85% of property value and pay NO Arrangement fees and No Completion fees on selected products!

Call us now 0117 2232050

 

Commercial and Business Mortgages

Our team successfully negotiate and structure competitive finance for all property and businesses.

We find highly competitive rates for all commercial finance and business mortgages

 

Searching for a mortgage on your business or commercial Property?

If you can answer yes to the following points then we can help you.

Need to purchase a commercial property with the least cash deposit
I want to raise additional capital or consolidate borrowings
I can't prove my income or accounts
I don't have any accounts / My accounts are not up-to date
I have some adverse credit history in the form of CCJ's, mortgage arrears, defaults etc.
I don't want to pay any Broker fees
I don't want to pay any up-front arrangement fees
I need a fast loan completion
I don't want any fees added to my new mortgage

 

 

Broker Fee Policy A standard valuation fee will be required to obtain a written valuation of your property.

Broker Fee PolicyConveyancing required on all purchase and remortgage applications. We recommend clients use commercial solicitors rather than residential solicitors for commercial property transactions.

Broker Fee PolicyIn some occasions we will put you in contact with specialist commercial broker with certain mortgage products we are unable to offer clients ourselves
 

 

 Renovation 95% finance specialist

Mortgage packaging for HMO Mortgage Lenders

 

Submit an enquiry or ask a question

mortgages for business propertyRequest Call Back

mortgage calculatorMortgage Calculator

no obligation mortgage enquiryQuick Enquiry

commercial finance quote

Article about property renovation finance

Best mortgage deals

Bridging Finance

 

Landlords Refinance

 

BTL renovation of property 80% ltv for energy eco friendly homes

Fast Completions

commercial mortgages

 

www.85percent.co.uk

Site forms data secured with VeriSign for your data privacy

Secure form

Tested:

 

  

 

Residential & BTL

 

 

 Commercial And Business Mortgage pages:

Site Map
Home - Business & Commercial Mortgage Finance
Nursing Home Mortgage
Development Finance | Self Build Loans
Cheapest Secured Loans
Fast Bridging Finance
HMO Property Mortgages
Business Asset Finance
Management buy outs
Buy to Let refurbishment finance
Mortgages for Small Business
Residential mortgages
trade_finance
AMV_Mortgage
Self Build Mortgages Property renovation mortgage
test-home-page
self build mortgage finance
property-renovation-refurbishment-mortgages
new-mortgage-products

<%=DisplayLinks(3,""," - ","","")%>