Buy to Let Mortgage for British Expatriate buying in the UK
xpat mortgages designed for UK non-residents who are living or working abroad and wish to mortgage UK investment property.
Our panel lenders offer a range of buy to let products for ExPats UK nationals who are living and working abroad. Applicants should have a UK bank account and ideally have a good track record with an existing UK mortgage, although in some cases we can accommodate applicants who do not have a current UK mortgage or property.
These lenders provide good terms and flexibility, coupled with interest only options, if required. They can accommodate a wide range of properties and lending is available up to 75% LTV.
Buy to let for Expats
- Homeowner or owned a Buy to Let property for at least 12 months
- UK passport or UK driving licence as ID
- Evidence of deposit funds for property purchases
- Applicants can be Employed, Self Employed
Types of property
Details about types of acceptable property here
- Houses and flats
- Standard buy to let and multiple occupation accepted
- Purchases and remortgages
- Property located in England Wales and Scotland
Tenancy types accepted
- Working professionals
- Corporate lease arrangements (such as let to local authority)
General Lending Criteria: Buy to Let Mortgage for British Expatriate
- Purchases or Remortgage
- Interest only or capital + interest repayment
- Mortgages up to 80% Loan to Value
- Lending to Limited companies and LLP
Buy to Let Mortgage for British Expatriates
Any lending restrictions are shown below:
BTL-3 & BTL-8 – Applicants should be able to demonstrate letting experience and own existing investment properties, preferably experienced in BTL, or HMO properties.
BTL-4EXP – Must own a UK property and have a UK bank account. London & SE England only.
BTL-10 – Minimum property value is £200,000 and minimum loan size is £100,000.
BTL-16EXP – Lender needs to verify an existing UK mortgage or a UK mortgage held within the last 3 years.
Please click on a PDF below to see full details of these mortgages.
See also page ‘exclusive BTL mortgages’
Call our experienced adviser today on 0117 223 2050 to discuss your requirements.
Mortgages for residential investment
Mortgages can be up to 75% of the property value
Contact us on 0117 223250 to discuss your requirements with a Buy To Let mortgage specialist
Mortgage Application Assistance
We can help you complete your mortgage application over the phone or email.