Mortgages for Business and Commercial

Specialist in commercial and semi commercial mortgages. Retail, Offices, Hotels and more! Market leading rates. Call or apply online

Commercial & Business      90%LTV Buy To Let       HMO Mortgages     Residential Mortgage   Fast Bridging Loans 

 

Semi Commercial Property Mortgages

Semi-commercial funding for mixed use property as residential and business use

Semi commercial mortgage

Is part of your property used for business purposes we can arrange a mortgage upto 85% of the property value.

Ideal For: individuals who live and work at their residential property where a part is used for business purposes with various sources of income.

Common mixed use property part residential and business property such as guest houses, owner occupier hotels, kennels and cattery businesses with domestic home on site. Tea rooms and village stores, or home residence with business office use attached.

80% to 85% LTV on purchase and remortgage. Income from all sources considered on a self certified income affordability based.

Case Study: Semi commercial guest house refinance

Residential development financeRefinance of a guesthouse in Cornwall. Owners of a large guesthouse in Cornwall who were looking to raise a further £250,000 for extending and modernisation of the property approached us. While they had a good rate already with their own bank they were turned town for the additional loan of £250,000 due to accounts not showing sufficient profit. We were able to secure a new mortgage of £600,000 at a all in rate of just 5.49% Fixed for 2 years on a self certified income basis.

Apply for Semi Commercial Mortgage

 
 

Yes To Commercial mortgages

YES: Up to 100% Lending
YES: Self-Cert up to £10m
YES: Commercial refinance
YES: Start up Business
YES: CCJs or Bad credit

YES: Competitive rates

Commercial mortgages

BTL & HMO Mortgages

Yes To Development Finance

YES: Up to 100% Funding
YES: Self Builds
YES: Land with no planning 
YES: Renovation loans
YES: Development loans 

YES: Commercial development

Business Funding

Yes To BTL & HMO Letting

YES: 90% LTV BTL
YES: Self Cert Income
YES: No rental asessment 
YES: No ERC's or HLC
YES: Portfolio refinance

YES: Low interest rates

BTL HMO Let Mortgage

Yes To Bridging Finance

YES: Up to 85% LTV OMV
YES: 100% Purchase price
YES: Funds in 10 days
YES: Development Finance
YES: No Hidden Charges

YES: Rates from 0.99%/mth

More info on Bridging Finance

Yes To Corporate Business Finance
Corporate Business Finance
Management Buy Out Financing
Asset Funding & Trade Finance
Factoring
Invoice Discounting

 

Accepted property types

Semi Commercial Property
Hotels & Hotel Redevelopment
Offices - Office Blocks
Retail Shops -W/wo Flats Above
High street Retail premises
Warehouses & Distribution centers
Take aways -W/Wo Flats Above
Buy-To-Let portfolios
Multiple Occupancy (HMO)
Bed and Breakfast Houses
Restaurants
Pub Leases & Freehold public houses
Veterinary Surgeries
Private healthcare Clinics
Nursing homes
Doctors & Dental Surgeries
Property Development Finance
Industrial Units
Factories & Production plant machinery
Farms & Agricultural Machinery
Franchising
Land with or without planning
Motor trade & Garage Forecourts
Leisure Premises - Health Clubs - Gyms
Site Redevelopment opportunity finance

 

 

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