Semi Commercial Property Mortgages
Semi-commercial funding for mixed use property as residential and business use

Is part of your property used for business purposes we can arrange a mortgage upto 85% of the property
value.
Ideal For: individuals who live and work at their residential property where a part is used for business
purposes with various sources of income.
Common mixed use property part residential and business property such as guest houses, owner occupier hotels,
kennels and cattery businesses with domestic home on site. Tea rooms and village stores, or home residence with business office use
attached.
80% to 85% LTV on purchase and remortgage. Income from all sources considered on a self certified income
affordability based.
Case Study: Semi commercial guest house refinance
Refinance of a guesthouse in Cornwall. Owners of a large guesthouse in Cornwall who were looking to raise a further £250,000
for extending and modernisation of the property approached us. While they had a good rate already with their own bank they were turned
town for the additional loan of £250,000 due to accounts not showing sufficient profit. We were able to secure a new mortgage of
£600,000 at a all in rate of just 5.49% Fixed for 2 years on a self certified income basis.

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