Independent for self build mortgages, BTL, HMO, Renovation finance and residential mortgages

Commercial mortgages Bridging Finance HMO BTL Mortgages

Non Status Commercial Mortgages
Interest only terms available for non status commercial mortgages and remortgage

non status mortgages
"Rejected" by high street banks?
Have you already applied with High Street Banks or Building Societies and been turned away? If you have good established accounts, a clean credit history, and at least 40% equity - then this is a good "low risk" proposition for the bank lend and you should not have any difficulty in securing a mortgage for your business.
If on the other hand and like many new businesses you dont yet have established accounts, or cannot proove your income, and have a limited amount of equity or limited cash deposit then we can help you. Many people are more suited to interest only mortgages which many traditional lenders are unwilling to offer. We have commercial lenders who specialise in non-status interest only commercial mortgages who will lend against the "bricks and mortar" value of your property and require no accounts or proof of your personal or business income.
Non status commercial mortgages for buying business property where:
* Low rental income - The rental income from the property is not enough to cover the mortgage payments
*Minimised accounts for tax purposes -Your business accounts do not show your true earnings
* Buying a business with poor accounts - If the business you are buying has poor accounts or trade has not been conducted to full capacity
* Poor credit history - Mortgage arrears, missed payments and other credit problems
Property is in poor condition and requires renovating to realise the true potential of the business
*We can arrange non status commercial mortgages up to 85% of the open market value of your property.