Independent for self build mortgages, BTL, HMO, Renovation finance and residential mortgages

Commercial mortgages Bridging Finance HMO BTL Mortgages

Self Cert Commercial Mortgages

Are you looking for a mortgage on commercial or semi-commercial business property and have No Audited accounts No Business plan But need Capital fast? Are you purchasing a property or consolidating existing loan debt or expanding your business? No Problem!

With a self cert mortgage or self certification commercial mortgage you don't have to provide accounts, payslips or company accounts to prove your income. We provide simple hassle free mortgages for business and commercial property. Full Self Cert Income, no business plans or accounts required on our self-cert commercial mortgages. If you are looking to remortgage your existing business property to capital raise for cash flow purposes or for purchasing another property, then in most cases we can offer remortgages up to 85% of the property value.

We offer mortgages secured against business and commercial property on a self certified income basis for applicants with little trading history or are otherwise unable to provide full accounts of the business or rental income from the tenant.

commercial mortgages no proof of income Commercial mortgages without proof of income arranged

self cert semi commercial loans Maximum loan to value:

CCJ arrears bad credit mortgage Mortgage arrears CCJ's and adverse accepted

discharge bankrupts accepted Discharge bankrupts accepted

no business plans Interest only schemes available

No business plans required

Tenanted with Low rental income property

No accounts self cert No Accounts

no proof of income No Wage slips or proof of earnings

Enquire Now. No Broker Fees on our non status and Self Certification commercial mortgages.

Other accepted proofs of income we can use to obtain enhanced terms with our panel of commercial lenders on a self certified basis.

Accountants letter to confirm income (Accounts not supplied).
An accountant certificate.
Tenancy agreements to show rental income from your property.
Partial Accounts - one year's audited.

Examples of previously approved property types with up to 85% LTV on our self-cert mortgage schemes

Shop with flats above
Take-Aways
Restaurants
Pubs & Restaurants (with or without self-contained residential accommodation)
Retirement Homes and residential care homes
Nursing Homes with owners accommodation
Guest Houses and Bed & Breakfast
Retail premises
Office Buildings
Warehouses
Buy-to-Let investment property
Houses of Multiple Occupancy (HMO)
Garage showrooms
Hotels
Light Industrial property
Holiday Let Property
Equestrian centres with residential accommodation
Block of flats
Houses in Multiple Occupancy
Freehold flats and maisonettes
Flats above commercial properties
Ex Local Housing Authority properties
Studio flats and bedsits
Multi unit properties
Commercial industrial units
Commercial property development
Farm Property and Land
Professional Practices Dentists - Architects - Accountants (up to 100% Financing available)
Retail Sectors
Private Schools and Nursery

If your property type is not listed above, please enquire - we may still be able to help.

If you would like to speak to an advisor telephone us on 0800 496 95 95 and tell us your requirements for a commercial mortgage or business finance. Or if you would like to make an enquiry online now, please click below and enter your details. We will email. If you enquiry is of an urgent nature please telephone us where we will do our best to assist you right away.

Or call free 0800 496 95 95

Self Certification commercial mortgages are for the self employed and business owners with no accounts or who do not want to provide proof of income when applying for a mortgage.

Call us today on 0800 4969595

Development Finance | Self Build Loans Fast Bridging Finance HMO Property Mortgages AMV_Mortgage

Renovation 95% finance specialist