Mortgages for Business and Commercial

Specialist in commercial and semi commercial mortgages. Retail, Offices, Hotels and more! Market leading rates. Call or apply online

Commercial & Business      90%LTV Buy To Let       HMO Mortgages     Residential Mortgage   Fast Bridging Loans 

 

Self Cert Commercial Mortgages

Are you looking for a mortgage on commercial or semi-commercial business property and have No Audited accounts No Business plan But need Capital fast? Are you purchasing a property or consolidating existing loan debt or expanding your business? No Problem!

self cert finance in the commercial sector

With a self cert mortgage or self certification commercial mortgage you don't have to provide accounts, payslips or company accounts to prove your income. We provide simple hassel free mortgages for business and commercial property. Full Self Cert Income, no business plans or accounts required on our self-cert commercial mortgages. If you are looking to remortgage your existing business property to capital rase for cash flow purposes or for purchasing another property, then in most cases we can offer remortgages up to 85% of the property value.

We offer mortgages secured against business and commercial property on a self certified income basis for applicants with little trading history or are otherwise unable to provide full accounts of the business or rental income from the tenant. 

commercial mortgages no proof of incomeCommercial mortgages without proof of income arranged

self cert semi commercial loansMaximum loan to value: 85%

CCJ arrears bad credit mortgageMortgage arrears CCJ's and adverse accepted

discharge bankrupts acceptedDischarge bankrupts accepted

no business plansInterest only schemes available

no business plansNo business plans required

low rental incomeTenanted with Low rental income property

No accounts self certNo Accounts

no proof of incomeNo Wage slips or proof of earnings

Free semi commercial mortgage quote Enquire Now. No Broker Fees on our non status and Self Certification commercial mortgages.

Other accepted proofs of income we can use to obtain enhanced terms with our panel of commercial lenders on a self certified basis.

  • Accountants letter to confirm income (Accounts not supplied).
  • An accountant certificate.
  • Tenancy agreements to show rental income from your property.
  • Partial Accounts - one years audited.

 Examples of previously approved property types with up to 85% LTV on our self-cert mortgage schemes

  • Shop with flats above
  • Take-Aways
  • Restaurants
  • Pubs & Restaurants (with or without self-contained residential accommodation)
  • Retirement Homes and residential care homes
  • Nursing Homes with owners accomodation
  • Guest Houses and Bed & Breakfast
  • Retail premises
  • Office Buildings
  • Warehouses
  • Buy-to-Let investment property
  • Houses of Multiple Occupancy (HMO)
  • Garage showrooms
  • Hotels
  • Light Industrial property
  • Holiday Let Property
  • Equestrian centers with residential accommodation
  • Block of flats
  • Houses in Multiple Occupancy
  • Freehold flats and maisonettes
  • Flats above commercial properties
  • Ex Local Housing Authority properties
  • Studio flats and bedsits
  • Multi unit properties
  • Commercial industrial units
  • Commercial property development
  • Farm Property and Land
  • Professional Practices  Dentists - Architects - Accountants (up to 100% Financing available)
  • Retail Sectors
  • Private Schools and Nursery

 If your property type is not listed above, please enquire - we may still be able to help.

If you would like to speak to an advisor telephone us on 0800 496 95 95 and tell us your requirements for a commercial mortgage or business finance. Or if you would like to make an enquiry online now, please click below and enter your details. We will email. If you enquiry is of an urgent nature please telephone us where we will do our best to assist you right away.

Free semi commercial mortgage quote

Or call free 0800 496 95 95

  

Self Certification commercial mortgages are for the self employed and business owners with no accounts or who do not want to provide proof of income when applying for a mortgage.
Call us today on 0800 4969595
 
 

Yes To Commercial mortgages

YES: Up to 100% Lending
YES: Self-Cert up to £10m
YES: Commercial refinance
YES: Start up Business
YES: CCJs or Bad credit

YES: Competitive rates

Commercial mortgages

BTL & HMO Mortgages

Yes To Development Finance

YES: Up to 100% Funding
YES: Self Builds
YES: Land with no planning 
YES: Renovation loans
YES: Development loans 

YES: Commercial development

Business Funding

Yes To BTL & HMO Letting

YES: 90% LTV BTL
YES: Self Cert Income
YES: No rental asessment 
YES: No ERC's or HLC
YES: Portfolio refinance

YES: Low interest rates

BTL HMO Let Mortgage

Yes To Bridging Finance

YES: Up to 85% LTV OMV
YES: 100% Purchase price
YES: Funds in 10 days
YES: Development Finance
YES: No Hidden Charges

YES: Rates from 0.99%/mth

More info on Bridging Finance

Yes To Corporate Business Finance
Corporate Business Finance
Management Buy Out Financing
Asset Funding & Trade Finance
Factoring
Invoice Discounting

 

Accepted property types

Semi Commercial Property
Hotels & Hotel Redevelopment
Offices - Office Blocks
Retail Shops -W/wo Flats Above
High street Retail premises
Warehouses & Distribution centers
Take aways -W/Wo Flats Above
Buy-To-Let portfolios
Multiple Occupancy (HMO)
Bed and Breakfast Houses
Restaurants
Pub Leases & Freehold public houses
Veterinary Surgeries
Private healthcare Clinics
Nursing homes
Doctors & Dental Surgeries
Property Development Finance
Industrial Units
Factories & Production plant machinery
Farms & Agricultural Machinery
Franchising
Land with or without planning
Motor trade & Garage Forecourts
Leisure Premises - Health Clubs - Gyms
Site Redevelopment opportunity finance

 

 

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