Commercial Property Mortgage finance arranged for amounts of £50,000 to £25 Million. Specialist in commercial mortgages, buy to let finance and bridging development loans.

Homeowner loans and Secured Loans

Secured loans are ideal for debt consolidation and raising additional funds from home equity without remortgaging.  Since there are no valuation fees and no legal fees to pay when arranging a secured loan unlike re-mortgaging then a secured loan may be ideal for consolidating smaller expensive debts such as credit cards, car loans or business loans, into a cheaper single monthly payment . Interest rates are generally far more competitive than a unsecured personal loan or business loan, since the loan is secured by a second charge loan against the property. Secured loans also allow self employed individuals who are unable to proove income and would normally require self cert lending.

Apply online for a secured loan

Let us search the market to find the cheapest loan for you

Free Mortgage Calculator

Use our free mortgage interest calculator and loan to value calculator to find out how much mortgage interest payments will cost.

Self Certified mortgages for the self employed without payslips P60's or trading accounts, start up businesses. We find mortgages for Self Employed, contract workers,  sub-contractors. Receive friendly and expert advice from our qualified mortgage adviser who will be pleased to listen to your circumstances and find the right mortgage deal for you. Our quotes are free and without obligation and we charge no broker fee for all our Buy-to-let, HMO and self certified mortgages.

Commercial and Business Mortgages

Self Certified mortgages for the self employed without payslips P60's or trading accounts, start up businesses. We find mortgages for Self Employed, contract workers,  sub-contractors. Receive friendly and expert advice from our qualified mortgage adviser who will be pleased to listen to your circumstances and find the right mortgage deal for you. Our quotes are free and without obligation and we charge no broker fee for all our Buy-to-let, HMO and self certified mortgages.

Buy-To-Let and HMO Mortgage specialist. We are totally independent for all BTL products. Call us today for a competitive quotation. BTL investment portfolios, HMO and multi let investment property. All mortgages arranged to meet your requirements and property construction or letting configuration. With over 15 years in this market we know how to put the deal together. 

Call Us Free on 0800 496 95 95 and speak to a mortgage adviser today.

Our team successfully negotiate and structure competitive finance for all property and businesses.

We find highly competitive rates for all commercial finance and business mortgages

Self Cert Bridging finance arranged for property investors - no accounts required and up to 80% loan to value for closed bridging and 100% of purchase price. 

Landlord Homes in multiple occupancy mortgages arranged  and products from the whole market for the cheapest deals. Blocks with studio flats and/or bedsits acceptable. Interest only for term of loan.

BTL Investment mortgages arrangedportfolio mortgage restructuring for enhanced gearing. Residential landlords Investment property mortgages. Offering you expert advice on mortgaging your BTL property. Get the latest and cheapest deals on the market today. Our systems updated daily so we can allways offer you the latest rates as and when new BLT products are launched.

Buy to let executive lets for single property values in excess of £1.5million to 80%LTV - Call us for quotations on higher value property.

Structured business finance- Business purchase finance to 100% loan to value for purchase of established businesses with audited accounts.

Semi commercial mortgages-  Self cert semi commercial owner occupier property such as guesthouses, hotels, cattery & kennel business with owners accommodation. Enquire now for an agreement in principle.

Secured Personal Loans. Telephone us today to arrange a secured loan on your property. (Free valuation legal fees on secured loans)

Searching for a mortgage on your business or commercial Property?

Business Mortgages even without Accounts or Proof of Personal Income. Fast completions in Weeks!

If you can answer yes to the following points then we can help you.

Need to purchase a commercial property with the least cash deposit

I want to raise additional capital or consolidate borrowings

I can't prove my income or accounts

I don't have any accounts / My accounts are not up-to date

I have some adverse credit history in the form of CCJ's, mortgage arrears, defaults etc.

I don't want to pay any Broker fees

I don't want to pay any up-front arrangement fees

I need a fast loan completion

I don't want any fees added to my new mortgage

Commercial Mortgages without any proof of income or accounts (Self-Certification). Borrow up to 85% of property value and pay NO Arrangement fees and No Completion fees on selected products! 

• Self-Certification of Income - We do not require wage slips, accounts or proof of personal earnings.
• CCJ's, Default and Mortgage Arrears accepted
• Interest only if required
• 30 Year Mortgage Term if required for lower monthly payments
• No commitment fee, no application fee or completion fees*
• We don't charge Broker Fees. (Normally 1-2% with other commercial brokers!) *
• Fixed Or Variable interest rates.  
• 48 Hour Decision
• Accept many types of property. (View Here)
• Friendly reliable service.
• Ideal for quick completions on re-mortgages and purchases, particularly auction properties.
• Mortgages for Rental property consisting of bedsits, shared housing, flat lets, multiple occupancy lets
• Investment mortgages for off-plan purchase of Apartments
• Light refurbishment Letting property purchase mortgage
• Difficult property and mixed use property mortgages

Commercial mortgage finance for loan amounts from just £100,000 with no proof of business or personal income. Get your mortgage approved and a conditional mortgage offer in just 48 Hours!

We can arrange commercial finance up to 80% of your property value on a true self certified basis, utilising a flexible, and common sense approach to lending.

If you've already started looking for a business or commercial mortgage, or re-mortgage with no proof of income, you'll probably agree that it's virtually unheard of in the UK, especially if you've had previous credit problems in the past. 

We can have your application fully underwritten and credit checked, and have a Conditional Offer approved within 48 hours on most applications. We will not ask you for your business accounts or proof of personal income for self certification mortgage schemes.

No Broker Fees Policy.

Our policy is we charge no Broker fees for arranging your commercial mortgage (saving you 1% to 2% other brokers may charge). This is only available through 85percent.co.uk.

* A standard valuation fee will be required to obtain a written valuation of your property - this is payable when you proceed with the mortgage offer.

* Conveyancing required on all purchase and remortgage applications. We recommend clients use commercial solicitors rather than residential solicitors.

* In some occasions we will put you in contact with specialist commercial brokers with certain mortgage products we are unable to offer clients ourselves.

Call us now Freephone 0800 496 95 95

 Or use our online enquiry form and one of our mortgage advisors will contact you to discuss your requirements

QUICK COMMERCIAL MORTGAGE ENQUIRY FORM

Self Certification mortgages business mixed use and commercial property. Quick money funding solutions for Distressed property purchases or Off market discounted purchase. Bridging finance and short term funding for development sites auction purchase. Business purchase and asset capital financing. Self Employed mortgages for Contract workers company directors freelancers commision based and variable income or self cert for businesses with poor or incomplete accounts requiring remortgage for business restructuring or investment purchase. other financial