Over 200 products available for student let HMO and non-HMO student let residential investment property
We have the largest range of mortgages for student share houses in the UK. A maximum of 85% LTV is available for properties with no more than 6 students renting jointly on a single tenancy agreement, or with individual tenancy agreements, and with no early repayment charge.
Our system searches the whole market to find the best option for you. We can find the lowest interest rates, or options with no lender arrangement fees. lending is available for student lets using just the rent from the property and with no minimum personal income requirements. Interest only for the full mortgage term, if required.
Mortgages available to suit the following:
• No maximum number of letting rooms or students sharing
• Lending available to limited companies
• First-time landlords – even first time buyers
• No early redemption penalties
• Low fixed rates, or rates tracking the Bank of England base rate
• Free valuations and no legal fees for remortgages
• Older applicants
• Properties in England, Wales, Scotland and Northern Ireland
Virtually any property can be placed with a suitable lender; houses, apartments and even purpose-built halls of residence. Any number of students sharing can be accommodated.
We have lenders who welcome portfolio landlords with large numbers of properties. This can be a barrier to some lenders, but we can negotiate good terms with some of our major lenders in these circumstances.
Mortgages are available from £25,001 to £2,000,000 and larger loans by negotiation.
Please call us now on 0117 223 2050 to discuss your specific requirements with an experienced adviser.