Buy to let Best Deals for House of Multiple Occupancy (HMO) Mortgages
Purchase or Remortgage HMO Letting property at Lowest High Street Rates

Purchasing or refinancing buy to let HMO property? Call us today for latest deals on the market.
We could save you money on your HMO investment property mortgage! HMO and Multi-tenanted property mortgages
arranged upto 85% LTV with no broker fees
We have direct access to the whole of the market for all BTL and HMO specific lenders products.
Mortgages for HMO with no proof of rental income and self certified personal income
HMO Latest Rates
Unique HMO 85% Buy to Let product now available with Free Legal Fees and Free
Valuation. NO Broker Fees
Updated April 2008
HMO Mortgages with No Broker Fees.
'Fees Free' 80% Remortgage for Buy-to-Let & Multi tenant let
properties
The remortgage legal fees are free, and no lenders arrangement fees. We also wont charge you a
broker fee for a completely FEES FREE remortgage.
CLICK HERE
Free Mortgage Quotations for H.M.O and Multi Let residential investment property


Best BTL HMO Letting mortgages for share houses, multiple AST's, Bedsits & Flats under 1 freehold.
| HMO Property Type |
Property description/details |
Max LTV |
Tenant |
Max let Units |
|
| Student share house |
Shared kitchen and bathrooms, communal living room |
85% |
Students |
1-6 |
Quote |
| Student Halls |
Large student halls building |
75-85% |
Students |
1-25 |
Quote |
| Share house HMO |
Shared kitchen, bathrooms, living room. |
|
Any |
1-6 |
Quote |
| Flats under one freehold title |
Freehold property split into flats without leasehold titles |
75%-85% |
Any |
1-6 |
Quote |
| Bedsits |
Freehold property split in to bedsits |
80% |
Any |
10 |
Quote |
| Mixed property |
One Freehold of Flats, Bedsits, Studio flats, Rented rooms |
80% |
Any |
10 |
Quote |
| Ex council HMO |
Ex council property as HMO |
85% |
Any |
10 |
Quote |
| Hostels |
Former Hostel converted to HMO letting |
80% |
Any |
10 |
Quote |
| Guesthouse |
Former guesthouse converted to HMO letting |
80% |
Any |
10 |
Quote |
| Commercial HMO |
All HMO property with over 10 letting units |
75-80% |
Any |
10+ |
Quote |
| Leasehold Flat |
Leasehold flat or maisonette used as HMO |
85% |
Any |
6 |
Quote |
Remortgage schemes with Free Valuation and Free legal fees. No broker fees.
Many more schemes available call us for details. Rates
Updated Daily
'Fees Free' 80% Remortgage for Buy-to-Let &
Multi tenant let properties
The remortgage legal fees are free, and no lenders arrangement fees. We also wont charge you a
broker fee for a completly FEES FREE remortgage.
Raise up to 80% LTV on your existing BTL Property
For BTL and HMO Multi Tenanted Properties
No Arrangement Fee. (Other lenders are charging 1 - 2 % )
Free Valuation fee, or first £335.00 paid for you
Free Legals (Save around £500 on legal fees)
No Broker Fee
Other features:
Single or multiple AST
No Max number of letting rooms or units. Ideal for larger HMO
No Proof of rent - Only require a letting agent to confirm rental income
Raise up to 80% LTV on your existing BTL Property
(All this in the same remortgage product)
This product is ideal for landlords requiring capital raising on existing property. In the current economic climate we
are finding that even landlords existing lenders are not accepting applications for further advances or re-mortgages for
capital raising on their existing core business.
Want to know more or apply today: Telephone us today and speak to one of our mortgage advisers who will email
you a personalised mortgage illustration to confirm this mortgage. Application process is the same, we will complete the mortgage application
over the phone with you, package and submit to the lender and manage through to completion. The valuation is free for most properties, on
larger properties the first £335.00 of the valuation is paid. We anticipate this product will not last
long as funds at this criteria are limited.
Call us on 0800 496 9595 or enquire online with our online BTL application form .
As Allways Free Quotations and No Obligation
Please contact us for approval and illustration on the above mortgage schemes.
HMO Mortgage Exclusive please call us Now or Enquire for Full Details :
- Upto 85% LTV True HMO Multiple Letting rooms
- Free Valuation (upto 85% LTV remortgage only)
- Free Legal fees (upto 85% LTV remortgage only)
- Allow more than 6 leting units or combinations of self contained flats and letting rooms
- Very attractive rates and latest rate deals from lenders
- Repayment or Interest only mortgages
- Self Certification and no proof of personal income
- Only 115% Rental Assesment (Upto 85% LTV)
- Mortgage products with no rental asessment for renovation projects
- For Purchase and Remortgage
- No Broker Fees charged on all our BTL and HMO mortgages.
- Interest only terms available for term of loan
- Self cert up to £2.5m.
HMO Multiple letting property mortgages
Struggling to find a mortgage on your property? We find mortgages for all HMO property types including:
- Multiple Kitchens within the property
- Up to 20 rooms in the property
- Mixed Bedsits and Share property
- Mix of Self Contained Flats and Shared Accommodation
- Ex Local Authority property
- HMO property above shops
- Multi let properties and bed sits
- Conversions from Guesthouses, Hotels, Hostels, Bed and Breakfasts.
- Owner occupied under certain conditions
Best HMO Mortgages for larger properties up to 10 letting
s/c rooms with more than 1 kitchen:
- 80% LTV up to £1,000,000 max loan size.
- Up to 10 Letting rooms. Rental calculation at 125%
- Mix of let rooms, bedsits, self contained flats.
- More than one kitchen accepted.
- No Broker Fees
- Valuation fee refunded for mortgage amounts over £450,000
- No obligation quotation provided by phone and email.
- Call to discuss your mortgage requirements or enter details online below.
Non status Adverse Credit Mortgages for Multiple
occupancy investment property:
- Adverse credit - Past mortgage arrears
- Adverse credit - County Court Judgements (CCJ's)
- Adverse credit - Defaults
- New Self Cert & No rental assessment Multi Let property mortgages
- We can arrange mortgages on multiple occupancy property where other lenders say No.
Many more schemes available call us for details. Rates Updated 05 March 2008
Please contact us for approval and illustration on the above mortgage schemes.
ENQUIRE BELOW FOR OUR HMO EXCLUSIVE MORTGAGE DEALS
FOR A FREE NO OBLIGATION QUOTATION COMPLETE THE
FORM


Our Specialist BTL & HMO Mortgage Advisor will find the best mortgage for your HMO property.
We can then email you a full written mortgage quotation. We are confident you will be impressed with our mortgages for HMO.
What is a HMO property: HMOs may be defined as a building which is occupied by more than one
household and where more than one householder shares an basic aminity such as a bathroom, toilet, kitchen. This excludes purpose built
flats and converted buildings with self-contained flats within the building. Some Lenders definitions vary on what they consider as
being HMO.
Other Common Lender Definitions of a House of Multiple Occupancy:
- More than three occupiers
- Building is NOT wholly owner occupied
- Shared basic amenities in the building -bathrooms | toliets | kitchens | utility
- Not a converted building into self-contained flats
- Unrelated persons residing at the same property
- Bedsits or flats that are not self contained
- University student accomodation
- NHS Nurse share homes
- Halls of residence Investment property
- Student HMO multi let share house
HMO Licence News: New legislation requires HMO landlords to obtain landlord HMO licence Do you need a HMO licence for your property click here
Our Exclusive HMO Mortgage deals As Advertised on leading landlord portal landlordzone
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