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Property Development Finance | Self Build Loans | Renovation Mortgages

Whether you an experienced property developer, or someone looking at a first-time project, our team of specialists will be able to negotiate excellent terms from our extensive panel of lenders.

We can arrange structured finance up to 90% of the overall project costs (site cost + build costs) for all types of development projects – large or small. From a single new house, to residential apartments in a warehouse conversion, or larger scale housing developments, we have all the funding solutions.

Loans are available from £50,000 to £25,000,000 with terms up to 36 months

Here are some examples of development projects we can fund:

• New blocks of apartments • Warehouse conversions • Residential housing developments • Single house, or barn conversion • Construction of additional storey on existing block • Commercial developments • Mixed use – retail units with flats above • Industrial units and offices

First-time developers are welcome – you don’t need experience as long as a team of professional builders is contracted, who can provide one of the recognised new-build warranty schemes, such as NHBC or Premier Guarantee.

Normal funding arrangements would be between 50% – 60% against site purchase, or site value, plus up to 100% of development costs. A pre-agreed draw down of funds is made at various stages throughout the build process to minimise the cost. In some cases, we can provide ‘top-up’ loans or Mezzanine finance, as it’s known. This can increase the overall funding to 90% of the total development costs, including site purchase.

All development loans are individually assessed and lending terms are therefore bespoke. In order to obtain best terms for your project, call us now on 0117 223 2050 and speak to an adviser.