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Buy-to-Let mortgages now available up to 85% LTV.
We have a range of BTL mortgages available at 85% of property purchase price, or property value. There are fixed interest rates and discounted variable interest rates available. We even have a BTL mortgage available with no lender arrangement fee and no early repayment penalty at 85% LTV.
Our system uses lenders from the whole market with over 300 mortgages to choose from. Whatever your circumstances and requirements, we are confident that we can find a mortgage to suit. Here are just some of the circumstances we can accommodate:
• No proof of personal income up to 80% LTV for purchase or re-mortgage
• Landlords entering the BTL market for the first time
• First time buyers
• Student-let properties
• Flats above commercial property
• Properties accepted in England, Wales, Scotland and Northern Ireland
• Properties for holiday letting
• Existing landlords with large property portfolios
• Older property investors – no maximum age limit
• Ex-local authority properties
• Corporate lets
• Letting to Local Authorities and Housing Associations
• Free valuation and free legal service for re-mortgages
• No lender arrangement fees
• No rental assessment
• No early repayment penalty
Most popular buy-to-let mortgages as of 23-02-2013
|
Max LTV |
Initial Rate |
Term |
Completion fee |
Booking fee |
Incentives |
Overall Cost for Comparison |
|
85% |
5.49% Discount |
2 Years |
2.5% |
£130.00 |
No |
6.9% APR |
|
80% |
5.49% Fixed |
Dec 31 2014 |
2.5% (min £595) |
nil |
No |
5.6% APR |
|
80% |
6.58% Variable |
Full term |
nil |
£130.00 |
No |
6.9% APR |
|
75% |
3.74% Discount |
2 Years |
£1999 |
£250.00 |
No |
5.4% APR |
|
75% |
3.99% Tracker |
2 Years |
2.5% |
nil |
No |
5.3% APR |
|
70% |
4.25% Discount |
2 Years |
nil |
£199.00 |
Free valuation up to £335 for purchases and remortgages and free legals on remortgages only. |
6% APR |
|
65% |
3.89% Fixed |
Oct 31 2014 |
£999 |
£250.00 |
Free valuation up to £700 for purchases and remortgages and free legals on remortgages only. |
4.8% APR |
|
60% |
2.89% Tracker |
Dec 31 2014 |
2.5% |
£99.00 |
Free valuation for purchases and remortgages and free legals on remortgages only. |
5% APR |
|
60% |
3.25% Discount |
2 Years |
£1750 |
£250.00 |
No |
5.3% APR |
Whether your requirement is for a large mortgage, or a small mortgage, we can help. We also have access to exclusive BTL mortgages not generally available to other brokers, or direct to the lenders themselves – please call us today on 0117 223 2050 and speak direct to an adviser for details.
